Budget Tracking

It's Friday Peeps!! YAY! I think people need to do what works for them (because managing money is important) but there are some people who seem to make it overly complicated. So I thought I'd share what I do. I use my planner now, but until this year I did it with a calendar and [...]

Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]

1st July

Hellooooo Peeps! (Putting the date as the title, I was kinda tempted to start with "Captain's Log Star-date 20180107"....but thought it'd put off any non-Trekkies because I'm not talking sci-fi today.) So, being 1st July, we're on the home-stretch; the latter half of the year. What does that mean to you? To me, it means [...]

Christmas…yes I said it.

Howdy Peeps! Y'all can probably work out that yesterday was 7 months until Christmas! 🙂 🙂 🙂 If you were here the end of last year, you'll know how much I love Christmas (understatement of the year!) and how much I love planning. The thing is we've lived for years on a tighter budget and [...]

Different Saving Styles

Morning Peeps! How Y'all doing? I think by now, most people will have figured out that we need to save money for Budget Busters and Planning Ahead. There are several ways to save and may different things to save for, so I thought I'd elaborate. Mr.B likes to micro-manage so he has accounts and saving jars for literally every [...]

New Year, New Budget

It's Friday Peeps! If you haven't done so already, January is an excellent time to review your finances. There are 2 aspects to this, budgeting and goal-setting. Firstly, check on the health of your monthly budget, if there are any issues then deal with those first (or at least have a plan to if they [...]