Time Management 101

Helloooo Saturday Peeps! I had a lovely long chat with my daughter last night (seriously, it was like 1am!). She's trying to organise her life because she has a lot more going on now. So I thought I'd share with y'all what we talked about regarding time management for students. Prioritise: What's most important? What [...]

Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]

How Do You Budget For Christmas?

Happy Wednesday Lovely Peeps! I'm going to talk about 3 of my favourite things; Christmas, Planning and Maths 🙂 (I guess that makes Christmas seem more appealing to most of you LOL...I'm a nerd and I own it!) Step 1: Start now- whether you're reading this in October or January, start ASAP to minimise the [...]

Planning Christmas (…or any other big celebration)

Howdy Peeps! We're down to double figures!! It's a mere 99 days until Christmas!! (YAY! 🙂 🙂 🙂 ) We've always been on a tight budget and a large circle of family and friends to visit and buy for, so we've got to be organised! I'm thinking Christmas, but these tips can be applied to [...]