Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]

How Do You Budget For Christmas?

Happy Wednesday Lovely Peeps! I'm going to talk about 3 of my favourite things; Christmas, Planning and Maths 🙂 (I guess that makes Christmas seem more appealing to most of you LOL...I'm a nerd and I own it!) Step 1: Start now- whether you're reading this in October or January, start ASAP to minimise the [...]

Planning Christmas (…or any other big celebration)

Howdy Peeps! We're down to double figures!! It's a mere 99 days until Christmas!! (YAY! 🙂 🙂 🙂 ) We've always been on a tight budget and a large circle of family and friends to visit and buy for, so we've got to be organised! I'm thinking Christmas, but these tips can be applied to [...]

International Youth Day

Morning Peeps! Happy Youth Day! 🙂 I love working with teenagers, they teach me as I teach them. They'll explain the latest slang/text abbreviation/dance craze without hesitation and tell you exactly what they think/feel about certain things. We should be encouraging them to speak up more, not telling them to hush. So many young people [...]

Wiggling

Hellooooo Peeps! Do you have wiggle room? Can you wiggle your stuff right now? No, I'm not talking about wiggling your body (although feel free to wiggle as you're reading, I don't mind!) I'm talking finances; how much can you wiggle money-wise. There is no right or wrong answer here, we've done it differently in [...]