Planning Christmas (…or any other big celebration)

Howdy Peeps! We're down to double figures!! It's a mere 99 days until Christmas!! (YAY! 🙂 🙂 🙂 ) We've always been on a tight budget and a large circle of family and friends to visit and buy for, so we've got to be organised! I'm thinking Christmas, but these tips can be applied to [...]

New Year, New Budget

It's Friday Peeps! If you haven't done so already, January is an excellent time to review your finances. There are 2 aspects to this, budgeting and goal-setting. Firstly, check on the health of your monthly budget, if there are any issues then deal with those first (or at least have a plan to if they [...]