Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]

More Christmas Budgeting

Morning Peepy-Peeps â˜ș I watched Martin Lewis' Christmas money show last night and it was brilliant! This is my 8th debt-free Christmas and I thought I knew all the tricks, but he gives some great advice and a beautiful speech about over-commercialization. Pay special attention to the Christmas crackers section too as there are some [...]

Summer Treats and Budgeting

Hi-de-hi Peeps! I heard on the radio the other day that the average family spends ÂŁ5000 in the summer holidays!....WHAT?! This included a holiday and several day trips as well as toys, ice creams, etc. I've never spent five grand on anything in a year ever! If you've got the budget to do so, then [...]

Blogging, Budgeting, Bible and other Bits

Hellooooooooo Peeps! 🙂 Sorry for the late start but it's my first morning off this week, so I've been chillin'. Blog: Welcome to post 400! How exactly I got here I don't really know....well maybe I do: A year (and 3 days) ago I signed my blog up to social media and it really took [...]

Financial Check-Up

Hi-de-hi Peeps! April brings the start of the new financial year in England. So Mr.B and I had a good old chat and did some calculating yesterday. The thing with the annual bills (like council tax and water, which have recently arrived) is that the monthly payments are never quite equal... you have to watch out [...]

Feeling the Financial Pinch?

Hi-de-ho Peeps! Apparently, today is a normal working day...so let's deal with a normal kinda problem; funds. A lot of people will be counting the cost of Christmas and either facing a 5 week month before payday (if they got paid early) or, like us, are waiting for payday to sort it all out for January. [...]

A Great Feeling

Morning Peeps! Yesterday we had some unexpected news and I wanted to share it to inspire you: I've talked about our debt journey a lot Why We Have A Budget, Budgeting Basics and Financial Help and Useful Info are just a few examples. In one of my posts I said that the feeling of getting out of debt was worth [...]