Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]

More Christmas Budgeting

Morning Peepy-Peeps ☺ I watched Martin Lewis' Christmas money show last night and it was brilliant! This is my 8th debt-free Christmas and I thought I knew all the tricks, but he gives some great advice and a beautiful speech about over-commercialization. Pay special attention to the Christmas crackers section too as there are some [...]

Summer Treats and Budgeting

Hi-de-hi Peeps! I heard on the radio the other day that the average family spends £5000 in the summer holidays!....WHAT?! This included a holiday and several day trips as well as toys, ice creams, etc. I've never spent five grand on anything in a year ever! If you've got the budget to do so, then [...]

Wiggling

Hellooooo Peeps! Do you have wiggle room? Can you wiggle your stuff right now? No, I'm not talking about wiggling your body (although feel free to wiggle as you're reading, I don't mind!) I'm talking finances; how much can you wiggle money-wise. There is no right or wrong answer here, we've done it differently in [...]

Blogging, Budgeting, Bible and other Bits

Hellooooooooo Peeps! 🙂 Sorry for the late start but it's my first morning off this week, so I've been chillin'. Blog: Welcome to post 400! How exactly I got here I don't really know....well maybe I do: A year (and 3 days) ago I signed my blog up to social media and it really took [...]

Financial Check-Up

Hi-de-hi Peeps! April brings the start of the new financial year in England. So Mr.B and I had a good old chat and did some calculating yesterday. The thing with the annual bills (like council tax and water, which have recently arrived) is that the monthly payments are never quite equal... you have to watch out [...]