End of January

Hi-de-hi Peeps! January always seems long, but we're actually heading into the last week now. It's so much colder than it was at Christmas (still hoping for snow) so I'm stocking up the pantry just in case. (I jest, I needed to stock up after Christmas...we're lucky if we get one day of snow here!) [...]

Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]