Budget Tracking

It's Friday Peeps!! YAY! I think people need to do what works for them (because managing money is important) but there are some people who seem to make it overly complicated. So I thought I'd share what I do. I use my planner now, but until this year I did it with a calendar and [...]

Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]

Last Minute Gift Ideas

Howdy Festive Peeps! We're on the final stretch! This may not be last minute for some people, but it will be 'last minute' soon enough! All these ideas could be used for a variety of people and are all under £20 (some of them are under £5) so here we go: Mugs: Any size, any budget, [...]