Budget Tracking

It's Friday Peeps!! YAY! I think people need to do what works for them (because managing money is important) but there are some people who seem to make it overly complicated. So I thought I'd share what I do. I use my planner now, but until this year I did it with a calendar and [...]

Budgeting/Saving for Christmas 2019

...yes really! Howdy Peeps! You probably know (or can guess) that I've started on Christmas already. This will be our 9th credit-free Christmas. 🙂 We have done a number of savings/budgeting options over the years, so I thought I'd give you a few options... remember it doesn't have to be the same as anyone else [...]

Last Minute Gift Ideas

Howdy Festive Peeps! We're on the final stretch! This may not be last minute for some people, but it will be 'last minute' soon enough! All these ideas could be used for a variety of people and are all under £20 (some of them are under £5) so here we go: Mugs: Any size, any budget, [...]

Festive Round-Up

Howdy Festive Peeps! Christmas is a mere 5 weeks away!!! (Good excuse to watch Love Actually as that's the first date on screen....I digress.) In light of that rather exciting fact I thought I'd share a few festive ideas I've seen from other bloggers; some will be food and some won't so this isn't your [...]

Festive Food Planning and Budgeting

Afternoon Festive Peeps! Have you thought about your Christmas food yet? I know the supermarkets and local suppliers are advertising for orders. As part of my pre-Christmas spring clean I always clear out the pantry and defrost the freezer (no it doesn't do it itself, we bought that thing when we got married!) By doing [...]

How Do You Budget For Christmas?

Happy Wednesday Lovely Peeps! I'm going to talk about 3 of my favourite things; Christmas, Planning and Maths 🙂 (I guess that makes Christmas seem more appealing to most of you LOL...I'm a nerd and I own it!) Step 1: Start now- whether you're reading this in October or January, start ASAP to minimise the [...]